Terms &Conditions.

Mr Quant is a software application that provides AI-assisted analysis tools for studying financial markets, including chart analysis, strategy building, trade journaling, and an in-app community for discussion.

Mr Quant is not a broker, dealer, exchange, investment adviser, financial adviser, portfolio manager, money manager, tax adviser, or legal adviser. We are not registered with, regulated by, or supervised by any financial markets authority in any jurisdiction. We do not execute trades, hold client funds, custody assets, route orders, or receive any commission, rebate, or payment for order flow.

The Service is a software tool that helps you do your own research. Nothing the Service produces is a recommendation, solicitation, or offer to buy, sell, or hold any financial instrument.

To use the Service, you must:

1. Be at least 18 years old, or the age of legal majority in your jurisdiction, whichever is greater.
2. Have the legal capacity to enter into a binding agreement.
3. Not be a person barred from using the Service under the laws of any country in which you reside or from which you access the Service (including export-control and sanctions laws of the European Union, the United Kingdom, and the United States).
4. Not have been previously suspended or removed from the Service by us.

By using the Service you represent that all of the above is true. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

To use most features of the Service you must create an account. You agree to:

• Provide accurate, current, and complete information.
• Keep your password and credentials confidential.
• Notify us immediately at contact@mrquant.ai if you suspect any unauthorized use of your account.
• Be responsible for all activity that occurs under your account.

You may not share, sell, transfer, or assign your account. We may refuse registration, suspend, or terminate any account at our discretion in accordance with these Terms.

Subject to your compliance with these Terms, we grant you a personal, limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the App on devices you own or control, solely for your own personal, non-commercial use of the Service.

You must not, and must not allow any third party to:

• copy, modify, translate, adapt, or create derivative works of the App or Service;
• reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, except to the extent applicable law expressly permits despite this restriction;
• circumvent or attempt to circumvent any access control, rate limit, security mechanism, or authentication;
• resell, rent, lease, sublicense, or otherwise commercially exploit the App or Service;
• use the Service to build a competing product, to benchmark, or to train any machine-learning model;
• use any robot, scraper, crawler, or automated means to access the Service except via interfaces we expressly publish for that purpose;
• remove, obscure, or alter any proprietary notice, branding, or watermark;
• use the Service in any way that violates applicable law or third-party rights.

All rights not expressly granted to you are reserved by us.

The Service uses artificial intelligence, including large language models and other automated systems, to generate analyses, suggestions, summaries, chat responses, and other outputs (“AI Outputs”).

You acknowledge and agree that:

• AI Outputs are generated automatically and probabilistically. They can be inaccurate, incomplete, misleading, biased, out-of-date, or fabricated (“hallucinated”).
• AI Outputs may differ between sessions even for similar inputs.
• AI Outputs are not reviewed by a human before being shown to you.
• AI Outputs do not constitute professional advice of any kind.
• You are solely responsible for evaluating AI Outputs and for any decision you make in reliance on them.
• We make no warranty or guarantee about the accuracy, suitability, completeness, timeliness, or reliability of any AI Output.
• We may change, retrain, or replace the AI models we use at any time without notice.

You must independently verify any factual claim, price, indicator value, news event, signal, or strategy logic before relying on it.

You acknowledge and agree that:

1. Trading and investing carry substantial risk of loss, including the loss of your entire principal. Leveraged products, derivatives, options, futures, foreign exchange, crypto-assets, and similar instruments are especially risky and are not suitable for every person.
2. Past performance is not indicative of future results. Any historical figures, backtests, paper-trading results, or simulated performance shown in the Service are hypothetical and may not reflect actual trading conditions, slippage, fees, liquidity, taxes, or other real-world factors.
3. You alone are responsible for your trading and investment decisions and for the consequences of those decisions, including any financial loss.
4. You should consult a licensed and qualified professional (such as a licensed financial adviser, broker, accountant, or attorney) before making any investment decision, especially in light of your personal financial situation, risk tolerance, tax position, and applicable law.
5. We do not know your personal circumstances, objectives, or constraints, and nothing in the Service is tailored to them.
6. You will only trade with capital you can afford to lose entirely.
7. You will comply with all laws applicable to you regarding investments, taxes, anti-money-laundering, and reporting.

If you do not accept and understand these risks, you must not use the Service to inform any trading or investment decision.

The Service may display market data, news, economic event calendars, ticker symbols, prices, and other information sourced from third parties. This information:

• is provided as-is, without warranty as to accuracy, completeness, or timeliness;
• may be delayed, incomplete, incorrect, or unavailable;
• is not an offer to transact at any displayed price;
• remains the property of its respective provider and is subject to the provider’s terms.

We are not responsible for any third-party content and disclaim all liability arising from your use of, or reliance on, such content.

You agree that you will not use the Service, and will not permit any other person to use the Service through your account, to:

• violate any law, regulation, court order, or third-party right;
• attempt to manipulate any market, engage in or facilitate insider dealing, front-running, wash trading, spoofing, or any other form of market abuse;
• post, share, or transmit content that is unlawful, defamatory, fraudulent, deceptive, threatening, harassing, hateful, discriminatory, sexually explicit, obscene, infringing, or otherwise objectionable;
• impersonate any person or entity, or misrepresent your affiliation with any person or entity;
• promise, guarantee, or imply guaranteed returns from any strategy, signal, asset, or course of action;
• provide personalised investment advice to other users, solicit clients, or offer regulated financial services through the Service unless you are properly licensed to do so in all applicable jurisdictions and you clearly disclose your licensed status;
• promote pump-and-dump schemes, “signal selling” services, or any conduct that could mislead other users into trading;
• upload viruses, malware, or any code designed to disrupt or gain unauthorized access to any system;
• interfere with, disrupt, overload, or impair the Service or any infrastructure or network connected to it;
• attempt to gain unauthorized access to any account, system, or data;
• collect or harvest information about other users without their consent;
• use the Service to send spam, phishing messages, or unsolicited communications.

We may investigate suspected violations and cooperate with law enforcement. We may remove content, suspend, or terminate accounts that we reasonably believe violate these Terms, without notice and without liability to you.

The Service lets you create, upload, and share content — including chart images, strategies, trade journals, analyses, community posts, comments, reactions, and other materials (“User Content”).

Ownership. You retain ownership of your User Content. We do not claim ownership over your User Content.

License you grant us. By submitting User Content to the Service, you grant us a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, store, reproduce, modify (for technical formatting and preview generation), transmit, display, and otherwise use your User Content solely as needed to operate, provide, secure, improve, and promote the Service, and to comply with law. This licence ends when you delete the User Content or your account, except where:

• the content has been re-shared by other users (in which case those copies persist until removed by those users or by us);
• we are required to retain it by law; or
• it has been used in backups that have not yet rolled off.

License you grant other users. When you post in the community, you grant other users of the Service the right to view, reply to, react to, and quote your User Content within the Service.

Your responsibility. You are solely responsible for your User Content and for ensuring that:

• you own it or have all necessary rights and permissions to submit it;
• it does not infringe any third party’s intellectual property, privacy, or other rights;
• it complies with these Terms and applicable law.

Moderation. We have the right, but not the obligation, to monitor, review, edit, refuse, or remove any User Content at our discretion. We are not responsible for User Content posted by others.

Feedback. If you send us feedback, ideas, or suggestions about the Service, you grant us a perpetual, irrevocable, royalty-free licence to use them for any purpose without restriction or compensation to you.

The Service, including the App, its source code, design, models, prompts, fine-tuning, branding, trademarks, logos, documentation, and all related materials (“our IP”), is owned by us or our licensors and is protected by intellectual-property and other laws.

Except for the limited licence in Section 4, no rights in our IP are granted to you. You must not use our trademarks, logos, or branding without our prior written permission.

If you believe content on the Service infringes your copyright, send a notice including the information required by the U.S. Digital Millennium Copyright Act (or the equivalent in your jurisdiction) to contact@mrquant.ai.

Some features of the Service may be offered free of charge; others may be offered as paid features, one-off purchases, or recurring subscriptions (“Paid Features”).

• App store billing. Paid Features purchased through the Apple App Store or Google Play are billed by Apple or Google under their respective terms. Subscriptions automatically renew unless you cancel at least 24 hours before the end of the current period, and you manage and cancel subscriptions through your App Store or Google Play account settings.
• Free trials. Where we offer a free trial, your subscription begins automatically at the end of the trial unless you cancel before the trial ends.
• Pricing and changes. Prices, features, and the contents of any subscription tier may change. Where required by law we will give you notice before changes take effect.
• Refunds. Except where required by applicable law, all payments are non-refundable. Refund requests for app-store purchases are handled by Apple or Google according to their refund policies.
• EU/UK consumer right of withdrawal. If you are a consumer in the EU or UK, you have a 14-day right of withdrawal for digital content. By starting to use a paid digital feature within that period, you expressly request immediate performance and acknowledge that you lose your right of withdrawal once performance has begun.
• Taxes. Prices may exclude applicable taxes, which will be added at checkout where required.

We may suspend access to Paid Features if a payment is overdue, reversed, or charged back.

The Service may interoperate with or link to third-party services (for example, AI providers, market data sources, payment processors, the operating systems of your device). Your use of any third-party service is subject to the third party’s own terms and privacy policy. We are not responsible for, and do not endorse, any third-party service, and we disclaim all liability arising from your use of any third-party service.

Our Privacy Policy explains how we collect, use, and share personal information. By using the Service you acknowledge that you have read it.

We disclaim, to the maximum extent permitted by applicable law:

• all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, quiet enjoyment, and non-infringement, and all warranties arising from course of dealing, course of performance, or usage of trade;
• any warranty that the Service will be uninterrupted, timely, secure, error-free, or that defects will be corrected;
• any warranty that the Service or any AI Output will be accurate, reliable, complete, or profitable, or that it will meet your requirements or expectations.

Any material downloaded or obtained through the Service is used at your own discretion and risk, and you are solely responsible for any damage to your device or loss of data resulting from it.

Some jurisdictions do not allow the exclusion of certain warranties, so parts of this section may not apply to you. Nothing in these Terms excludes or limits warranties or rights that cannot be excluded or limited under applicable law (including, for EU/UK consumers, non-excludable statutory rights).

1. No indirect damages. We will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, investment returns, trading losses, business, goodwill, data, or opportunity, arising out of or in connection with your use of the Service, even if we have been advised of the possibility of such damages.
2. Cap on direct damages. As stated above.
3. Trading losses specifically excluded. You expressly acknowledge that we are not liable for any trading, investment, or financial loss you suffer, whether or not you relied on anything shown, suggested, or generated in the Service.
4. Basis of the bargain. The limitations in this section are a fundamental element of the bargain between you and us and will apply even if any limited remedy fails of its essential purpose.

Nothing in these Terms excludes or limits our liability for (a) fraud or fraudulent misrepresentation; (b) death or personal injury caused by our negligence; or (c) any other liability that cannot be excluded or limited under applicable law. If you are a consumer in the EU or UK, nothing in this section affects your non-excludable statutory rights, and the limits above apply only to the extent permitted by applicable law.

To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Mr Quant, its operators, directors, employees, contractors, and agents from and against any and all claims, damages, liabilities, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:

• your use or misuse of the Service;
• your User Content;
• your violation of these Terms;
• your violation of any applicable law or any third-party right;
• any trading or investment decision you make.

We reserve the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with us at your expense.

You may stop using the Service at any time and may delete your account through the in-app deletion flow or by emailing contact@mrquant.ai.

We may suspend, restrict, or terminate your account or your access to all or part of the Service, with or without notice, if we reasonably believe that:

• you have violated these Terms or any applicable law;
• your use poses a security, legal, or reputational risk to us, to other users, or to a third party;
• we are required to do so by law, regulation, or order of a competent authority;
• we cease offering the Service or any portion of it.

On termination: (a) your licence to use the App ends immediately; (b) sections that by their nature should survive (including Sections 6, 9, 10, 14, 15, 16, 19, and 23) will survive; (c) we may delete your account data after a reasonable period as described in our Privacy Policy.

We may modify, add, or discontinue features of the Service at any time without liability.

We may amend these Terms from time to time. When we do, we will update the “Last updated” date at the top and, where the changes are material, give you reasonable advance notice (for example, by in-app notice or by email). Continued use of the Service after changes take effect constitutes your acceptance of the updated Terms. If you do not accept the updated Terms, you must stop using the Service and may close your account.

These Terms and any dispute arising out of or in connection with them or the Service are governed by the laws of Romania, without regard to its conflict-of-laws principles, except where mandatory consumer-protection laws of your country of residence apply.

Subject to mandatory consumer-protection rules, you and we agree that the courts of Bucharest, Romania have exclusive jurisdiction to resolve any dispute, unless a different forum is mandated by applicable law for consumers.

EU consumers may also access the European Commission’s Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

You and we agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action accrues, otherwise such cause of action is permanently barred, except where applicable law prohibits this limitation.

These additional terms apply to the App when you download it from the Apple App Store:

• These Terms are concluded between you and us, not with Apple. We, not Apple, are solely responsible for the App and its content.
• Apple has no obligation to provide any maintenance and support services with respect to the App.
• In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the App’s purchase price (if any) to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App.
• We, not Apple, are responsible for addressing any claims by you or any third party relating to the App or your possession and use of the App, including product-liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, claims arising under consumer protection or similar legislation, and claims that the App infringes a third party’s intellectual property rights.
• You represent and warrant that (a) you are not located in a country subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist-supporting” country, and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.
• You must comply with all applicable third-party terms when using the App (for example, your wireless data service agreement).
• Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.

If you obtained the App from Google Play, you also agree to comply with the Google Play Terms of Service. To the extent of any conflict between these Terms and the Google Play Terms of Service with respect to your use of the App, these Terms govern as between you and us, but only to the extent permitted by the Google Play Terms of Service.

You may not use, export, re-export, or transfer the App in violation of the export laws, sanctions, or other restrictions of the European Union, the United Kingdom, the United States, or any other applicable jurisdiction. You represent that you are not located in, under the control of, or a national or resident of any country or person subject to such restrictions.

• Entire agreement. These Terms, together with the Privacy Policy and any other terms expressly incorporated by reference, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements.
• No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
• Severability. If any provision is held invalid or unenforceable, the remaining provisions will remain in full force and the invalid provision will be modified to the minimum extent necessary to make it enforceable.
• Assignment. You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign or transfer these Terms, in whole or in part, to any successor in interest or affiliate at any time.
• Notices. We may send notices to you at the email address associated with your account or by in-app notice. Notices to us must be sent to contact@mrquant.ai.
• No agency. Nothing in these Terms creates any agency, partnership, joint venture, employment, or franchise relationship between you and us.
• Force majeure. We will not be liable for any delay or failure to perform caused by events beyond our reasonable control, including acts of God, war, terrorism, civil unrest, pandemic, labour disputes, power or internet failures, or acts of any government.
• Language. These Terms are provided in English. If we provide a translation, the English version controls in the event of any conflict, except where applicable law requires otherwise.
• Headings. Section headings are for convenience only and do not affect interpretation.

Questions about these Terms: contact@mrquant.ai

We aim to respond within 7 business days.